Seniors, can we talk?
Do you know what this month is? Yes, it is the month of September – do you know what else it is? You don’t need to get your dancing shoes on or prepare for a huge celebration but it is Life Insurance Awareness Month. Actually Life Insurance Awareness month should be every month. Just ask the survivors listed in the newspaper each day. “Life” is full of struggles and difficulties. We all need to take responsibility. When you have life insurance, it may help you enjoy life and give you less to worry about. When tragedy happens, the last thing you want others to think about is money and “stuff” - that is not what life is about. Let’s talk. Life insurance can provide you the peace of mind of knowing that your survivors won’t struggle to pay for your funeral or be saddled with outstanding medical bills and other debts. Learn about life insurance. Learn how much life insurance you need. It may seem counterintuitive that retirees or someone considering retirement needs life insurance. Everyone’s situation is different. Some still have dependents such as disabled children. Many still have financial obligations such as a mortgage on their home or a second home. Do you need life insurance to pay for funeral costs? Or help pay credit card balances and medical expenses? Do you want to provide monies to help your heirs continue your family business? Or help pay for your grandchildren’s education? Maybe to protect your spouse? Do you and your spouse depend on your monthly Social Security checks to pay your monthly bills? Have you thought that when one of you dies that there will only be one (1) check instead of two (2)? Yes, life insurance may fill many different voids. Have you had a “financial fitness” check up lately? What does your journey look like? Retirement can last decades and age brings on many potential threats to your financial health. Life insurance can preserve your retirement plan that you worked so hard to put in place. Life insurance can ensure your estate will be passed on intact to your survivors. You may want to pledge to put your loved ones first. Take care of those you love – they deserve to be taken care of. Do you think you won’t qualify due to your age or health conditions or that you have to buy a large policy? That is not necessarily the case. Some policies are available to age 85 and only have 10 medical questions to answer. Some policies have amounts as low as $5,000. Let’s talk. I was told that 1 in 5 people who don’t have life insurance say they need coverage – do you? Call me at 501-868-6650 and say “Caroline, can we talk about life insurance?”
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AuthorCaroline Beauchamp specializes in personalized life and health insurance solutions. Archives
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